WebbBanks will often give you a preferred rate on a "professional" line of credit if you fall under a certain profession (engineer, lawyer, etc.). ... $5k @7.95% with PC/Simplii with a good credit rating (750-775). I tried increasing it the other day but the rate went up to 8.05% :( Webb23 feb. 2024 · Currently, Simplii Financial offers two types of mortgages – fixed-rate and variable-rate. The annual percentage rate of the fixed-rate one is set at 2.24%, while the …
Personal line of credit Unsecured loans U.S. Bank
WebbThe Prime rate is used by lenders like Simplii as a basis for several products, including mortgages and lines of credit. Prime rates are generally combined with a positive or negative spread (e.g. +/- 1.5%) for most lending products, depending on the level of risk that a customer represents. Simplii Financial 5-Year Fixed and Variable Rate History WebbFor context, I have very good credit and I've had Scotia offer me a $20,000 line of credit out of nowhere, and they've bumped up my Amex card limit with them without me asking. I thought maybe it was because Simplii is a cheap online bank but when I went to go through the steps of getting the Tangerine no fee card they pre-approved me for an $11,000 … tsh normals
Simplii Financial Mortgage Rates & Reviews - Wowa.ca
WebbYou’re not permitted to make a payment exceeding the Credit Limit unless the amount you owe at the time of payment is more than your Credit Limit. 12. Minimum Payment: Your Minimum Payment is the greater of: 2% of your New Balance plus any interest, past due and Over-limit amount, or. $25. WebbWHAT I DO: I help small to medium size businesses build a robust business credit file. This provides the company with 10X the amount of … WebbLine of Credit with Simplii. Hi all, this might be stupid, but I just got approved for a line of credit with Simplii. My plan is to consolidate debt, use the lower interest rate, and pay it … phil tinkler barnard castle